Open a Checking Account and Skip Your Next Auto Loan Payment!*
As a valued member of URW Community Federal Credit Union, we want you to make the most of your membership by opening a checking account with us. Our Skip-A-Pay offer rewards you for adding that new checking account.
How It Works
Click the OPEN ACCOUNT button below which will take you to our open account page on our website. Open a Checking Account with at least $150 and you can Skip Your Next Auto Loan Payment.* You can also call 434-483-6540 to speak with a representative or visit one of our convenient branch locations. It’s that easy!
Frequently Asked Questions
Answers to the most common questions about the Skip-A-Payment offers, along with other important information.
How do I sign up for Online Banking?
Is URW Community Federal Credit Union really going to allow me to skip my next auto loan payment when I open a new checking account?
URW Community Federal Credit Union values the relationship we have with our members and wants to be your primary banking institution. This offer of skipping your next auto loan payment is an example of how much we appreciate our relationship with our long-term members.
Is there a fee to apply?
There is no fee to apply.
Will I receive a debit card?
If you request one, you will receive a debit card within 7-10 days after the checking account is opened. You are able to order checks as well.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.
Is my personal information secure?
URW Community Federal Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our website for details.
Do you have a branch located near me?
If you prefer to meet in person, our branch locations and hours of operation are listed on our locations page.
How do I apply?
- Complete the application by clicking on the OPEN ACCOUNT button below.
- To speak to a representative, call 434-483-6540 and they will be able to assist you over the phone.
- Or stop by your nearest branch and one of our representatives can assist you.
Need Further Assistance?
We hope you find our application easy, but we’re happy to help if needed — give us a call at 434-483-6540 or stop by one of our convenient locations and our representatives will be able to assist you.
Find a Branch
Contact Us
Need to sign up for online banking? Click Here.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
*Offer subject to payment history, all URW Community Federal Credit Union loans must be current and in good standing. Finance charges and voluntary insurance will continue to accrue during the “no payment” deferral period. The “no payment” deferral period will increase the total finance charges the borrower will pay over the life of the loan. You may not be eligible for this program if you have already done one skip-a-pay or have had a hardship deferral. This offer is not available to existing URW Community Federal Credit Union checking account holders or members whose checking accounts have been closed within 90 days or closed with a negative balance. Account opening is based on approval.
IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your skip-a-pay has been processed. If URW Community Federal Credit Union has set up an automatic payment to your loan, the payment(s) for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month. Offer expires February 8, 2025.